.. The e-mail address they had on file was similar to mine although not mine. I've disputed it with two in the credit history bureaus in addition to with the corporation who put the collection for MyCashNow which I uncovered is some bogus Payday Bank loan scam firm...

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Thank goodness I checked on Credit rating Karma as wouldn't even learn about the fraudulent selection. By reading other recent opinions this is clearly some fraud going on. Will update Once i learn what is going on.